Certified Forensic Loan Auditors, LLC

 

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CFLA Offers the Industry's Premier Forensic Loan Auditing Service and Expert Litigation Packages for Foreclosure Defense Attorneys & Homeowners

Forensic Loan, Foreclosure Defense Services

 

 

Review and Sign the Wholesale Agreement

Review and Sign the Retail Agreement

 

Bloomberg Securitization Analysis

Level III Bloomberg Report Explained by CFLA

PDF Sample Bloomberg Property Securitization Analysis


Bloomberg Securitization. Complete Report Includes:

  • Securitization Details & Participants
  • Transactions Details & Participants
  • Copy of the Prospectus
  • Copy of Pooling and Servicing Agreement
  • Bloomberg Screenshots of the Trust, as well as other Actively Training Information Including:
    • Description of the Security from Bloomberg
    • Deal Description
    • Structured Finance Notes Screen
    • Section Pertaining to Trust Credit Enhancements
    • Loan Level Detail Section including REMICS, CUSPS, Credit Default Swap, Libor Index, Classes of Paid and Unpaid
    • MERS Analysis
    • Report Summary
    • Expert Witness Affidavit
  • Full Chain of Title Analysis
  • Full Robo-Signer Analysis
  • Full Assignment/Conveyance Analysis and Analysis of Indorsements
  • Entity Verification Analysis
  • Complete Report Summary

CFLA.com is a subscriber to Bloomberg audit services. We use the latest search for Non-Agency residential loans by characteristic. A Loan Number or Original Amount is required in order to perform a search to verify that the loan is inside the Securitized Trust.

 

CFLA's Bloomberg Report Will Include the Following Documents
(click pictures to enlarge)

Non-Agency Mortgage Loan Find (LFND)

The name of the Securitized Trust, the loan number, and group it belongs to:

Trustee Name Loan Number Group

 

The number of classes (tranches) and group status (active or paid):

Class Tranch CUSP Group Status

 

The loan level data will identify that the loan is inside the securitized trust:

Loan Level Data 1

 

The Security Description of Trust will identify the current ratings, current amount of the class, CUSIP number, and the Trustee and Lead Manager:

Security Description Ratings Trustee

 

The Collateral Composition page will identify the Originator:

Collateral Composition Originator

 

Identifies the Distribution payments for loans that are Delinquent, Foreclosure, Bankruptcy or REO:

Distribution Payments

 

Identifies the performance of the Trust and shows the percentage of problem loans:

Trust Performance Problem Loans

 

Prospectus filing for references:

Prospectis Filing for References

 

 

CFLA Explains Complete Quiet Title Package

Learn more about our Quiet Title Packages.

 

Please fill out the attached forms and return to our office for processing.

PDF Audit Submission Form

PDF Credit Card Authorization Form

 

CFLA's "Quiet Title Package" is cutting edge work product developed by the Nation's Most Well Respected Attorneys in the Foreclosure Defense industry.

*THIS IS A COMPLETE TURN-KEY LAWSUIT TO SUE YOUR LENDER FOR DAMAGES

Included in the lawsuit is rescission, monetary damages, attorneys fees, and costs. This complete system works with Pre-Foreclosure, During Foreclosure, or Post-Foreclosure.

Don't let the Bank Take Your Home—You Have a Fighting Chance.


The Quiet Title Package includes all of the Following...

(1) Bloomberg Securitization Audit
CFLA is a leader in research and development of the Mortgage Securitization Audit and Full Bloomberg Securitization Audit, utilizing ABS NET and the Bloomberg Terminal.

This cutting edge service includes (1) Identification of the Trust Vehicles claiming ownership of your mortgage through the Securities & Exchange Commission (S.E.C.), (2) Full Screenshots of the Identified Trust showing active trading data, loan modification data, remics, whether it has been sol, how many times, whether credit default swap insurance has been purchased and by whom, (3) a Full Chain of Title Analysis C.O.T.A., (4) Full Robosigner Analysis, (5) FRAUD Analysis, (6) Analysis of the Assignments and Transfers, (7) All publicly Recorded Documents, (8) Copy of the Pooling & Servicing Agreement (PSA) and/or Prospectus Supplement, and (9) A Court Ready Expert Witness Affidavit attesting to the finding of fact; this full 9 Point Audit Report is the most advanced Audit Report on Residential Mortgages in Existence, and brought to you by the Founders of this Industry, Attorney Owned & operated, and A+ Rated with the Better Business Bureau.

PDF Download Sample Bloomberg Property Securitization Analysis



(2) Civil Complaint to QUIET TITLE and for other Relief
Included in this Package is a Civil Complaint that is Jurisdictional Specific, and can be tailored to work on a Federal Level. This TURN-KEY Lawsuit to sue your lender will include 12-15 distinct causes of action all with specific and actionable claims that have remedies against the lender. The Temporary Restraining order is designed STOP A SALE IMMEDIATELY to give the attorney time to fight the bank in favor of the Homeowner. And the Lis Pendens will cloud the title, making it very difficult for the bank to take possession of the home and resell it, so a solution can be reached in favor of the Homeowners.

PDF Download Sample Complaint / Petition



(3) Temporary Restraining Order to Stop the Sale

PDF Download Sample TRO



(4) Lis Pendens to "Cloud Marketability of Title"

This Litigation support service is tailormade to the specifications of each Attorney. It is then drafted by Competent and Qualified Attorney with Factual Specific Allegations suited to each individual client, ready to be signed by the Attorney and filed.

CFLA has trained more than 1,000 Attorneys and Real Estate professionals on Mortgage Securitization since 2007. We are widely recognized as the Industry Leaders.

CFLA is Attorney Owned and Operated since 2007, and has an A+ rating with the Better Business Bureau.

Must Call today to get special offer at 888-758-2352

PDF Download Sample Lis Pendens

 

Testimonials

This is a testimonial to Jim and the CFLA team. CFLA and the audit once again proved to be worth far more than it's weight in gold. I was able to negotiate a (an impossible) short sale with SPS and settle with three subordinate lenders (only one of which was TARP). The deal recently closed and I remain undefeated. Much appreciation and thanks to to Jim Salvagio, Melanie Paree and the CFLA team. Further thanks for awesome support, customer service and always going above and beyond the call of duty! Sincerely and Very Best Regards.
—Jeff Burch

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My wife and I would like to thank you for the wonderful work you've done submitting the loan modification to ocwen on our behalf, we have been wrestling with them for so long and we were getting nowhere and in fear of losing our home. After you suggested I called them to find out what the status of our loan modification was, they told us over the phone that we were eligible for a Sam [Shared Appreciation Modification) they reduced our principle from $736,579.75 to $513,950.00 our interest rate went from 4.25% to 2.00% our monthly mortgage payment went from $3467.83 interest only to $2354.82 principle interest taxes and insurance included, our interest only loan was changed to a 22 year conventional fixed rate loan at 2.00%. This is good news, we could not be more grateful for the work you put into the modification. In addition; the difference between the original principle including penalties and interest and the new principal balance of $513,950 was $476,732.99 which they agreed to waive off 1/3 of that amount each year for three years as long as I remain current on my payments, at the end of that time the debt would not exist. They also told me that notification had gone out to their attorneys to stop the foreclosure proceedings, which was pending a sale date as you know. My wife and l are still in shock we wanted to see everything in writing and they told me over the phone tracking indicated that the package had been delivered to my address and it was already in the mailbox. I’m sending you copies of everything for you to look over This was a great deal you got us Steven there's more I can’t put in writing. Well done. This is a big step for us to be able to stay in our home.
—Anthony and Karen Boone

------------------------------------------------------

I just wanted to thank you for the great job on the affidavit that you wrote with our Bloomberg Audit. We had a sale date today 10-22-13 and yesterday our attorney presented a complaint with the affidavit referenced to the judge to do an injunction and he read it for only a few minutes and stopped the sale. We are proceeding to a hearing at a future date. We are in Wyoming and I don't believe they have ever seen anything like this against the banks. We have friends who now want a securitization audit and I am going to talk them into a Bloomberg audit. Thank you again.
Susan Cacho

------------------------------------------------------

Hello, you did a securitization audit for me in 2014. Guess what? Chase agreed to settle for 11k, which was only PART of the property tax owed. The bankruptcy court approved the settlement agreement so It is a done deal. Once I submitted your audit, in my amended objection to their proof of claim, they started talking about a settlement. Anyway, I am interested in taking your three day course at a future date. Thanks again.
David Schaar

------------------------------------------------------

 

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Products and Services Available

 

REST Report

A REST REPORT is a document generated using the same computer software banks and loan servicers use to determine if a homeowner qualifies for a loan modification. In fact it even goes as far as detailing, which HAMP program the client qualifies for and under which terms, including Short Sales. This document can be generated with the data included in a typical HAMP package, along with an authorization letter from the homeowner which allows us to obtain a payoff figure and the current loan terms.

This report proves whether or not a person qualifies for a loan modification, under which program and under what terms. The report also calculates what the house is worth to the bank should it foreclosure (it uses data from 11 different sources to do this.)

THE BEST PART – It’s something tangible you can hand a client. And, it speeds up get loan modifications approved.

YOU DO NOT NEED TO BE A LAWYER TO SELL THE REST REPORTS.

Read more.

 

Study-at-Home Education Package

Learn Cutting Edge Foreclosure Defense Secrets and “How to Litigate Quiet Title Claims, in State & Federal Court, as well as how to utilize cutting edge “Mortgage Securitization in Advanced Litigation to Achieve Principle Reductions.”

The Complete Attorney Education Package will include State Bar Approved Instruction in all of the following States:

CALIFORNIA, NEVADA, TEXAS, FLORIDA, GEORGIA, and NEW YORK

The More than 50 hours of STATE BAR APPROVED video instruction included with this package.

Every package will include each of the following:

  • 6hr DVD- Foreclosure Defense Seminar
    (FLORIDA BAR)
    Taught by Chad Elrod, Esq. and Jeff Jackson, Esq.
    (recorded on 05/04/13 in Miami, FL)
  • 6hr DVD- Quiet Title Kings Tour
    (NEW YORK BAR)
    with Chad Elrod, Esq., John P. Fretz, Esq. and Andrew Lehman, J.D.
    (recorded on 07/13/13 in New York, NY)
  • 6hr DVD- Contract Litigation and UCC
    (TEXAS BAR)
    Taught by Chad Elrod, Esq and Jeffery Jackson, Esq
    (recorded on 02/16/13 in Dallas, TX)
  • 7hr DVD- Quiet Title Workshop
    (GEORGIA BAR)
    Taught by Regis Sauger
    (recorded on 02/11/12 in Atlanta, GA)

SPECIAL FULL PACKAGE PRICE OF $695.00

ONLY $299.00 FOR A LIMITED TIME!

(Plus $19.95 Shipping & Handling)

ORDER PACKAGE

OR ORDER EACH INDIVIDUALLY, A LA CARTE

 

DVDs

Wrongful Foreclosure Lawsuits Post Yvanova
Wrongful Foreclosure Lawsuits Post Yvanova in California and Cutting Edge Foreclosure Defense

ITEM #0016

with Patricia Rodriguez, Esq. and George M. Hill, Esq.

Los Angeles, CA - April 23, 2016

ORDER DVD
ONLY $195.00
(p
lus $9.95 Shipping & Handling)

 

 

 
Principal Reductions Through Strategic Litigation- Under Homeowner Bill of Rights (CA) III
Principal Reductions Through Strategic Litigation- Under Homeowner Bill of Rights (CA) III

ITEM #0001

with Patricia Rodriguez, Esq.

San Diego, CA - April 5, 2014

ORDER DVD
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

How to Cancel Secured and Unsecured Debt Obligations
How to Cancel Secured and Unsecured Debt Obligations Through Strategic Litigation

ITEM #0002

with Jeffrey C Jackson, Esq.

New York, NY - February 7, 2014

ORDER DVD
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

Foreclosure Defense Post GLASKI & SB900
Foreclosure Defense Post GLASKI & SB900

ITEM #0003

with Patricia Rodriguez, Esq

Los Angeles, CA - November 23, 2013

ORDER DVD
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

Foreclosure Defense Seminar
Foreclosure Defense Seminar

ITEM #0005

with Chad Elrod, Esq. and Jeff Jackson, Esq.

Miami, FL - May 4, 2013

ORDER DVD
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

Quiet Title Kings Tour
Quiet Title Kings Tour

ITEM #0006

with Anthony P. Vigna, Esq.,
Chad Elrod, Esq. and Jeff Jackson, Esq.

New York, NY - March 30, 2013

ORDER DVD
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

Contract Litigation and UCC
Contract Litigation and UCC

ITEM #0007

with Chad Elrod, Esq. and Jeff Jackson, Esq.

Dallas, TX - February 16, 2013

ORDER DVD
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

SB-900 Homeowner Bill of Rights
SB-900 Homeowner Bill of Rights

ITEM #0008

with Patricia Rodriguez, Esq. and Chad Elrod, Esq.

Los Angeles, CA - January 19, 2013

ORDER DVD
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

Achieving Principle Reductions with Lenders by Creating Leverage
Achieving Principle Reductions with Lenders by Creating Leverage

ITEM #0009

with Divina Westerfield, Esq., Oliver Hull, Esq., and Andrew Lehman, J.D.

New York, NY - June 30, 2012

ORDER DVD
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

Mortgage Securitization Auditor Training Class
Mortgage Securitization Auditor Training Class

ITEM #0010

with Timothy L. O'Reilly, Esq.

Las Vegas, NV - April 20-22, 2012

ORDER DVD
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

Bankruptcy Practice
Bankruptcy Practice

ITEM #0011

with Charles W. Christmas, Jr., Esq. Arun Gupta, Esq. and Charles Powell, Esq.

Las Vegas, NV - March 31, 2012

ORDER DVD
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

Quiet Title Workshop
Quiet Title Workshop

ITEM #0012

with Regis P Sauger

Atlanta, GA - February 11, 2012

ORDER DVD    
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

Mortgage Securitization and Quiet Title II
Mortgage Securitization and Quiet Title II

ITEM #0013

with Patricia Rodriguez, Esq.

Las Vegas, NV - January 7, 2012

ORDER DVD    
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

Mortgage Securitization and Quiet Title I
Mortgage Securitization and Quiet Title I

ITEM #0014

with Patricia Rodriguez, Esq.

Los Angeles, CA - Sept 10, 2011

ORDER DVD    
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

 

Bloomberg Terminal Training with Billy F. Bowles
Bloomberg Terminal Training with Billy F. Bowles

ITEM #0015

ORDER DVD    
ONLY $99.00
(p
lus $9.95 Shipping & Handling)

 

Industry Newsletters

CFLA is a subscriber of Bloomberg and uses the latest search for Non-Agency residential loans by characteristic. Either Loan Number or Original Amount that are provided to perform a search to verify that the loan is inside the Securitized Trust.

Sign-up for Our Weekly Newsletters

 

 

 

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Certified Forensic Loan Auditors, LLC
13101 West Washington Blvd.
Suite 444
Los Angeles, CA 90066

Phone: 888-758-CFLA (2352)
Mobile Users: CLICK TO CALL
info@certifiedforensicloanauditors.com

   
 
CFLA IS NOT A LAW FIRM AND DOES NOT PROVIDE ANY LEGAL ADVICE. CFLA DOES NOT OFFER FORECLOSURE CONSULTING OR FORECLOSURE RELIEF
SERVICES. CFLA DOES NOT OFFER OR ASSIST WITH ANY LOAN MODIFICATION SERVICE. CFLA ALWAYS RECOMMENDS THAT CLIENTS RETAIN COMPETENT COUNSEL IN THEIR RESPECTIVE JURISDICTION. CFLA HAS A FREE PROGRAM TO REFER CFLA CLIENTS TO LAW FIRMS IN NEARLY EVERY STATE AND CFLA
DOES NOT CHARGE OR OBTAIN REFERRALS FEES FOR THESE SERVICES. SERVICES NOT OFFERED TO RESIDENTS OF THE STATE OF NEVADA.



 
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