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Michael Carrigan's Expert Witness Profile

Michael Carrigan is the Vice President of Auditing for Certified Forensic Loan Auditors, LLC. He conducts live training Mortgage Securitization Auditor certification classes generally each month at locations in New York, California and Nevada with upcoming training events that include Georgia and Arizona. He also teaches periodic webinars.

He has personally prepared audits and reviews on approximately 3,000 mortgage loans that includes full scale audits, securitization memorandums, screen shots and lookups for other auditors and/or clients, commercial property audits, credit default swap analyses, private label reports and robo-signer reviews. He has appeared in court as an expert witness and client mentor; and works in a supervisory capacity in managing, training and reviewing the work of other auditors.

In his real estate investments and foreclosure defense, he analyzed the deficiencies in the underwriting process and the fractionalization of mortgages. He had also become aware of holder in due course legal arguments in conveyance of promissory notes. In response, he began looking up loans in county records and corporate bank trust records prior to undergoing training on the Bloomberg system.

He has tested Nevada state law through the purchase of investment property homeowner association foreclosure deeds with the intent of loan removal or principal reduction; has served documents on bank.


EDUCATION/PROFESSIONAL CERTIFICATIONS

  • M.B.A. Executive Program
    • B.A. Accounting
  • Chartered Financial Analyst
    • Mortgage Securitization Auditor
    • Bloomberg Essentials Training
  • UCLA Anderson Graduate School of Management
    • 1996-1998
  • California State University at Fullerton Honors
    • 1976-1980
  • Graduate level investment management certification
  • Fixed Income and Equity Essentials


CAREER EXPERIENCE

CERTIFIED FORENSIC LOAN AUDITORS, Los Angeles, CA June 2012 – Aug. 2015

Vice President Auditing: Chief auditor; instructor; production manager; expert witness

  • Vice President of Auditing providing securitization audits (Bloomberg, non-Bloomberg, GSE) and loan lookups for the leading securitization and forensic auditing firm.
  • Managing a team of more than 25 Auditors
  • Lead Trainer having trained and certified more than 300 Executive Professionals through the industry acclaimed Mortgage Securitization Auditor Training Class (24 hours)
  • Participated in State bar Approved instruction on Banking Issues in the States of California, Nevada, Illinois, New York, Georgia, and Florida.
  • Personally completed approximately 2,500 audits of Commercial & Residential properties.
  • Lead Instructional Webinars and Pod Casts for National Audience of more than 5,000 people
  • Provide Training and Instructional Editorials that have been published in the CFLA Newsletter
    (35,000 distribution) Scottsmans Guide, and Niche Report.
  • Lead Auditor Training Classes in Georgia, Florida, Nevada, New York and California


PROFESSIONAL LICENSES / CERTIFICATIONS

  • Certified Forensic Loan Auditors “CFLA”
  • Chartered Financial Analyst “CFA”
  • Mortgage Securitization Auditor “MSA”
  • FINRA Series 7
  • FINRA Series 63
  • CFA Institute of Los Angeles, Inc.
  • Association for Finance Professionals
  • Nissan Toastmasters


EXPERT WITNESS APPEARANCES (Last 90 days)

1. Wells Fargo vs. Patrick Kelly. Defendant represented by Seth N. Katz, Esq. Thompson Law Group, LLC, PO Box 53484. Atlanta, GA 30355. 404-816-0500. skatz@thomlaw.net Re. Lot 24 Rivers Reach, Eufaula, AL 36027. Case number 12C00215-5. Deposition taken 4/24/13.

2. Jose and Flor Barrionuevo vs. Chase Bank, NA. US District Court for Northern District of California, San Francisco Division. Case number 3:12-CV-0572 EMC. Deposition taken 5/21/13 by John C. Hedger, Attorney at Law. 560 Mission St. 25th Floor, San Francisco, CA 94105. 415-675-3400. hedgerj@bryancave.com for Chase Bank. Plaintiffs represented by Michael Yesk. Yesk Law, Attorney at Law. 70 Doray Drive, Suite 16. Pleasant Hill, CA 94523. 925-849-5525. yesklaw@gmail.com. Regarding 5931 Annandale Way, Dublin, CA 94568.

3. Deposition for Rendina case in Los Angeles for Michael Stauder, Esq., Jupiter, FL

Others available by request.

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Certified Forensic Loan Auditors, LLC
13101 West Washington Blvd.
Suite 444
Los Angeles, CA 90066

Phone: 832-932-3951
Toll Free: 888-758-CFLA (2352)
Mobile Users: CLICK TO CALL
info@certifiedforensicloanauditors.com


   
 

CFLA IS NOT A LAW FIRM AND DOES NOT PROVIDE ANY LEGAL ADVICE. CFLA DOES NOT OFFER FORECLOSURE CONSULTING OR FORECLOSURE RELIEF
SERVICES. CFLA DOES NOT OFFER OR ASSIST WITH ANY LOAN MODIFICATION SERVICE. CFLA ALWAYS RECOMMENDS THAT CLIENTS RETAIN COMPETENT COUNSEL IN THEIR RESPECTIVE JURISDICTION. CFLA HAS A FREE PROGRAM TO REFER CFLA CLIENTS TO LAW FIRMS IN NEARLY EVERY STATE AND CFLA
DOES NOT CHARGE OR OBTAIN REFERRALS FEES FOR THESE SERVICES. SERVICES NOT OFFERED TO RESIDENTS OF THE STATE OF NEVADA.

 
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