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Another Supreme Court (Rhode Island) Rules for MERS-Ripe for USSC Review Conflict Among State Supreme Court's Now

May 23, 2014

Moura v. Mortgage Elec. Registration Sys., Inc.

Court: Rhode Island Supreme Court
Docket: 13-107   May 14, 2014
Judge: Flaherty
Areas of Law: Real Estate & Property Law
Plaintiffs purchased a home. To finance the transaction, Plaintiffs executed a note payable to Accredited Home Lenders. The note was secured by a mortgage on the property naming Mortgage Electronic Registration Systems, Inc. (MERS) as the mortgagee. MERS assigned the mortgage to Deutsche Bank National Trust Company. Because Plaintiffs stopped making their payments as set forth in the note Deutsche Bank foreclosed on the property. Accredited REO Properties purchased the property. Plaintiffs subsequently filed a complaint seeking declaratory judgment and injunctive relief seeking orders declaring that they were owners of the property as a matter of law and that the foreclosure sale, conveyance, and assignment were void. Defendants - MERS, Deutsche Bank, Accredited REO Properties, Accredited Home Lenders, and others - filed a motion for summary judgment, which the district court granted. The Supreme Court affirmed, holding that a legal and valid foreclosure occurred in this case.

 

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Nancy Duffy McCarron, CBN 164780
Attorney, Real Estate Broker, BBB Arbitrator, CA Notary Public
Certified Forensic Loan Auditor, Property Manager

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