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carrollcox.com | October 8, 2013

Carroll's guest is Edna Franco, who was featured in a 10/5/13 StarAdvertiser story she claims inaccurately reported she was defrauding the public as a "distressed property consultant", conducting "foreclosure rescue fraud".   Ms. Franco tells us the story was based on false accusations by the Office of Consumer Protection.   Ms. Franco also says the only witness was "misled and tricked" by the DCCA into making a statement against Franco and that statement was later retracted.     

Also in the studio are  Ms. Franco's attorney, Melody Aduja, and Ms. Merlina Tabuyo,  the person who made the statement that was  retracted.  Ms. Aduja tells us they never received the court documents referenced by the StarAdvertiser, including an Order of Contempt.  

Ms. Franco states she is a trained Certified Forensic Loan Auditor. Attorneys and homeowners use her service to research illegally assigned mortgages used by banks to foreclose on property.  Ms. Franco says she does not modify mortgages or otherwise perform any of the activities outlined in the article.   She also tells us that not all mortgages have problems, but she is able to find out if they do.  

Ms. Franco informs us she is now being sued by the Office of Consumer Protection for investigating banks that violate Hawaii's consumer protection laws by engaging in unfair and deceptive practices.    Once again, this situation illustrates the corruption of the foreclosure process.  Ms. Franco and Ms. Aduja talk about some of the questionable practices taking place to foreclose on property that only benefit the banks, not the homeowners.  This  includes robo-signing "forged" documents,  banks refusing to rewrite existing mortgages, and federal laws that were supposed to help homeowners but end up making the banks billions of dollars.   Per Ms. Franco, it is all very complicated and that is why a trained and certified forensic auditor is needed.  

Callers give us more information about foreclosures and the need for experts who can wade through all the red tape created by the banks.  

Callers also tell us about  two issues affecting the North Shore - the eviction of long-term tenants from their Kahuku Plantation homes so the property can be redeveloped, along with big plans for developing Turtle Bay and the Kahuku/Laie areas of the North Shore.   The "Keep Country Country" movement is planning a rally on Tuesday, 10/8,  to be held at the Kahuku Community Center  prior to the Zoning Committee's meeting  to discuss their "Envision Laie" and the Koolauloa Sustainable Communities Plan.  The rally will start  at 4 p.m.    Callers tell us the proposed plans are not "sustainable".  They are asking  for intelligent development that works within the confines of the area, not the big proposals the mainland corporate developers are making.  


Back to October 2013 Archive

CFLA was founded by the Nation's Leading Foreclosure Defense Attorneys back in 2007 to serve the Foreclosure Defense Industry and fight pervasive Bank Fraud. Since opening our virtual doors, CFLA has rapidly expanded to become the premier online legal destination for small businesses and consumers. But as the company continues to grow, we're careful to hold true to our original vision. For us, putting the law within reach of millions of people is more than just a novel idea—it's the founding principle, just ask Andrew P. Lehman, J.D.. With convenient locations in Houston and Los Angeles, you can contact Our National Account Specialist and General Manager / Member Damion W. Emholtz at 888-758-2352 for a free Mortgage Fraud Analysis or to obtain samples of work product, including cutting edge Bloomberg Securitization Audits, Litigation Support, Quiet Title Packages, and for more information about our Nationally Accredited and U.S. Department of Education Approved "Mortgage Securitization Analyst Training Certification" Classes (3 days) 24 hours for approved CLE & MCLE Credit (Now Available Online).

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