Upcoming Classes

Search CFLA's Article Archive:

Research and Markets: Guide to the Dodd-Frank Act: Understand the Massive Mortgage Regulatory Transition

sunherald.comMay 2, 2012

DUBLIN -- Research and Markets has announced the addition of the "Guide to the Dodd-Frank Act: Understand the Massive Mortgage Regulatory Transition" report to their offering.

Guide to the Dodd-Frank Act: Understand the Massive Mortgage Regulatory Transition

At 849 pages, the Dodd-Frank Act requires federal regulators to create 243 rules, conduct 67 studies, and issue 22 periodic reports, according to the law firm of Davis Polk. About 100 of the rules will impact the mortgage industry.

The act affects every aspect of the mortgage process from origination to servicing and securitization. The DFA will prohibit or restrict many previously common mortgage lending practices.

Understand these sweeping regulatory reforms with Inside Mortgage Finance's Guide to the Dodd-Frank Act. This 134-page special report explains all aspects of the DFA that impact the mortgage industry, and includes expert insights from recent webinars on the legislation hosted by Inside Mortgage Finance

 

Mortgage Originations

  • Qualified Mortgages
  • Ability-to-Repay
  • Loan Originator Compensation
  • Anti-Steering
  • Consumer Financial Protection Bureau
  • Higher-Risk Mortgages
  • Appraisal Provisions
  • Fair Lending Enforcement
  • Federal Preemption of State Laws
  • New Required Disclosures

 

Secondary Market

  • Qualified Residential Mortgages
  • Risk-Retention Requirements
  • Representations and Warranties
  • Defense to Foreclosure
  • Escrow Requirements
  • Lender Oversight
  • Risk-Based Capital Requirements
  • GSE Reform
  • Rating Services
  • Investor Protections

 

Inside this comprehensive report you'll discover

  • The 8 mandatory characteristics of qualified mortgages;
  • Details on LO compensationincluding the Fed's new rule;
  • How to deal with confusing preemption turfs;
  • How the so-called speed bump amendment could complicate matters;
  • Why borrower protection is the most important new remedial provision in the DFA

 

Key Topics Covered:

INTRODUCTION: THE MOST SWEEPING FINANCIAL REFORM SINCE THE 1930S

SECTION 1: MORTGAGE ORIGINATIONS

  1. QUALIFIED MORTGAGES
  2. LOAN ORIGINATOR COMPENSATION
  3. APPRAISAL PROVISIONS
  4. CONSUMER FINANCIAL PROTECTION BUREAU
  5. EXPANSION OF HOEPA
  6. SINGLE PREMIUM CREDIT INSURANCE
  7. OUTLOOK

 

SECTION 2: THE SECONDARY MARKET

  1. QUALIFIED RESIDENTIAL MORTGAGES
  2. REPRESENTATIONS AND WARRANTIES
  3. DUE DILIGENCE DISCLOSURE
  4. OTHER ISSUES
  5. OUTLOOK

 

SECTION 3: MORTGAGE SERVICING

SECTION 4: LENDER OVERSIGHT

SECTION 5: OTHER PROVISIONS


Back to May 2012 Archive

CFLA was founded by the Nation's Leading Foreclosure Defense Attorneys back in 2007 to serve the Foreclosure Defense Industry and fight pervasive Bank Fraud. Since opening our virtual doors, CFLA has rapidly expanded to become the premier online legal destination for small businesses and consumers. But as the company continues to grow, we're careful to hold true to our original vision. For us, putting the law within reach of millions of people is more than just a novel idea—it's the founding principle, just ask Andrew P. Lehman, J.D.. With convenient locations in Houston and Los Angeles, you can contact Our National Account Specialist and General Manager / Member Damion W. Emholtz at 888-758-2352 for a free Mortgage Fraud Analysis or to obtain samples of work product, including cutting edge Bloomberg Securitization Audits, Litigation Support, Quiet Title Packages, and for more information about our Nationally Accredited and U.S. Department of Education Approved "Mortgage Securitization Analyst Training Certification" Classes (3 days) 24 hours for approved CLE & MCLE Credit (Now Available Online).

SEE BELOW- http://www.certifiedforensicloanauditors.com

Call us toll free at 888-758-2352

Bookmark and Share
spacer
Facebook Like us on Facebook
Twitter Follow us on Twitter
YouTube View our YouTube Videos
LinkedIn Connect to us on Linkedin
 
BBB Logo

 

spacer
Contact us or view our Sample Documents & Audits by completing the form below.

  • Reload
  • Should be Empty:



 

DVD Sets Only $99

 

FREE Mortgage Fraud Analysis

 

Order Cutting-Edge Services Now

 

Quiet Title Packages from Licensed Attorneys

 

Affiliate Services

 

CFLA Sponsored Attorney Links

 

Take-Home Education Package

 

ALB Law Firm

 

Advocate Legal

 

The True News Network

 

Sutton Law Firm, P.L.L.C.

 

Rubenstein Business Law

 

Atighechi Law Group

 

Scunziano & Associates

 

Get Certified to Perform Mortgage Securitization Audits

 

CFLA Training Academy

 

Expert Witness Services

 

Cutting Edge Expert Securitization Reports

 

CFLA Credit Cards

 

Breaking News

 

Letters to the Editor

 

CFLA Weekly Newsletters

 

Code of Ethics

 

Testimonials

 

Instructional Videos

 

Job Opportunities

 

License Opportunities

 

MARS Rule

 

Product Samples

 

Resource Links

 

Servicer Information

 

Foreclosure Laws

 

REST Report

 

Quiet Title Packages from Licensed Attorneys

 

Advertise on CFLA

 

Advertising Space: Mortgage Securitization, Quiet Title

 

Certified Forensic Loan Auditors, LLC
13101 West Washington Blvd.
Suite 444
Los Angeles, CA 90066

Phone: 832-932-3951
Toll Free: 888-758-CFLA (2352)
Mobile Users: CLICK TO CALL
info@certifiedforensicloanauditors.com

   
 
CFLA IS NOT A LAW FIRM AND DOES NOT PROVIDE ANY LEGAL ADVICE. CFLA DOES NOT OFFER FORECLOSURE CONSULTING OR FORECLOSURE RELIEF
SERVICES. CFLA DOES NOT OFFER OR ASSIST WITH ANY LOAN MODIFICATION SERVICE. CFLA ALWAYS RECOMMENDS THAT CLIENTS RETAIN COMPETENT COUNSEL IN THEIR RESPECTIVE JURISDICTION. CFLA HAS A FREE PROGRAM TO REFER CFLA CLIENTS TO LAW FIRMS IN NEARLY EVERY STATE AND CFLA
DOES NOT CHARGE OR OBTAIN REFERRALS FEES FOR THESE SERVICES. SERVICES NOT OFFERED TO RESIDENTS OF THE STATE OF NEVADA.

 
Home About Us Privacy Policy Terms of Service Disclaimer SERVICES Careers Contact Us
 
COPYRIGHT © 2013 . - All rights reserved.